Settlyd includes the mortgage balance with the total equity to give you net equity number. But what if  you need to separate out the mortgage balance because you want to assign this debt  to the party NOT receiving the net equity? Here is a simple tip to show you how to do this.

The first thing to do is delete the mortgage balance from the Real Property field, either on the financial declaration or directly on Settlyd's Asset Division worksheet. (Don't be like me, write down the mortgage balance first!)

Now enter all mortgage balance details in Category 4 of the financial declaration (Credit Cards, Consumer Deb, Installment Loans) or in the corresponding field on the Asset Division Worksheet. 

Now you can simply assign the home equity and mortgage balance to the appropriate parties.